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Parent Post: Car payment?
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In Reply To
goyim
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11/26/2025, 11:16:10 AM
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Ok I would get a car older then 10-15 years i hsve no problem in that and agree with you about newer vehicles seeming to be shit, just i am concerned when getting an older vehicle with high mileage. Im was thinking low mileage due to the amount of maintenance usually required as the car begins to reach 150 thousand miles, and i know most cars over 10 years old are going to be high in mileage. If I was more familiar with cars and comfortable with doing my own repairs I wouldnt be worried about it just i am not as knowledgeable as yoy seem, which im sure you're able to keep up with any minor repair yourself as needed. Do you think i am still better off finding an older vehicle? Or do you suggest trying to find an older vehicle that was like driven once a week to bingo by some old guy? Thats kind of my thought process currently, but I know older cars with less mileage exsist, but they are not always thst easy to find, and as of traveling down south to buy a car, its unfortunately not plausible wity my current situation of relying on uber or others to help me get around currently. Either way I just need to get something soon, and I got probably 8 thousand in cash to pay upfront currently, which isnt bad, and it gives me many options but as I said im really just trying to avoid getting a lemon that turns out to be more problems then not, which is why im debating getting a car loan, I can get one through my credit union and the rates aren't terrible, just im not sure i want to be locked in some 300 /400 dollar a month payment for the next 4 years
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sacredcow
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11/26/2025, 1:47:30 PM
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If you have 8k saved up that is really good. You should be able to find yourself a good car for that amount of money. Well, down here you would be able to, I'm not sure about the car market up there. Do you have any local used car dealers? I would just pay attention to their inventory and go talk to a sales person. You can buy the car before the dealership does a wash and cleaning on it, you can in general save some money. Youtube is a great place to learn how to work on your vehicle, but with that said, you do need tools and a place to work on the vehicle. Reach out to friends, family and your community to see if anyone has an older car like you said with "easy" miles on it like to the Bingo hall or what not. I just bought that Chevy Tahoe for 3,500 but it did need some work and I have a good mechanic buddy of mine that lives in the neighborhood. Start looking, this time of year is slow for dealerships because most people aren't buying cars. If Trump gives out the 2k stimulus, cars will go up in price soon afterwards. Keep that in mind.
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